G Srinath1 , Padala Rashmitha2 , Vangala Tejasri3 , Emmadi Varaprasad4 , Mandru Bhavya5 ,K. Venkata Chiranjeevi6 2026. A STUDY ON EFFECTIVENESS OF CREDIT RISK MANAGEMENT AT ICICI BANK. International Journal of Economic Social Science and Management LAW. 7, 2 (Apr. 2026), 108–115. DOI:https://doi.org/10.64751/r23r0x79.