G Srinath1 , Padala Rashmitha2 , Vangala Tejasri3 , Emmadi Varaprasad4 , Mandru Bhavya5 ,K. Venkata Chiranjeevi6. A STUDY ON EFFECTIVENESS OF CREDIT RISK MANAGEMENT AT ICICI BANK. IJESSML. 2026;7(2):108-115. doi:10.64751/r23r0x79