DR. JAY PRAKASH. CASH-ON-DELIVERY VS DIGITAL PAYMENTS: CONSUMER AND ENTERPRISE PREFERENCES IN BIHAR. International Journal of Economic Social Science and Management LAW, [S. l.], v. 6, n. 4, p. 32–37, 2025. DOI: 10.5281/zenodo.18139840. Disponível em: https://ijeml.com/journal/index.php/ijeml/article/view/118. Acesso em: 15 oct. 2026.