RASHI PANDEY; DIPTANSHU GRAHAM. Does Auto-Pay Reduce the ‘Pain of Payment’? A UX-Based Study on Spending Behavior in Digital Transactions. International Journal of Economic Social Science and Management LAW, [S. l.], v. 7, n. 2, p. 645–653, 2026. DOI: 10.64751/n4ksnf14. Disponível em: https://ijeml.com/journal/index.php/ijeml/article/view/808. Acesso em: 17 oct. 2026.