DR. ASHISH PATNI; DR. PRAPTI CHOPRA. THE HIDDEN CASCADING COST OF DIGITAL PAYMENTS. International Journal of Economic Social Science and Management LAW, [S. l.], v. 7, n. 4, p. 61–67, 2026. DOI: 10.64751/p68de208. Disponível em: https://ijeml.com/journal/index.php/ijeml/article/view/837. Acesso em: 3 nov. 2026.