Mamindla Varsha1 , Thirunagari Bhavya Sree2 , Sunkarwar Vinay3 , Biyyala Mahesh4 , Lakavath Naresh5 , Ms. R. Swapna6. A STUDY ON CREDIT APPRAISAL PROCESS AT HDFC BANK. IJESSML [Internet]. 2026 Apr. 23 [cited 2026 Apr. 24];7(2):103-7. Available from: https://ijeml.com/journal/index.php/ijeml/article/view/452